Rule-Based Payment Restrictions
A payment profile is an allowlist. When it is the first matching profile, only its selected payment methods can remain available.
The profile does not enable a disabled method. Magento still checks the payment integration's store scope, currency, order total, country and other requirements.
What makes a profile eligible
- it belongs to the checkout website
- it is assigned to the quote's customer or customer group
- its conditions match the quote
Eligible profiles are checked from the lowest priority number upward. The first match controls the allowed list.
Keep rules narrow and readable. If a rule needs several nested condition groups, document the intended examples and boundary values before launch.